Geo. M. Stevens Insurance - meeting personal and business insurance needs in NH and VT since 1882

Geo. M. Stevens Insurance has you covered

 

 

  

Condo Owner's Insurance 

  

 

News You Can Use 

Condo complex owners may 'assess' an additional fee to all condo unit owners in the event that their insurance policy does not cover the entirety of a loss sustained to the complex.  This fee could cost you thousands of dollars.  If you have condo insurance, this fee is paid for by the insurance company.

Personal property is covered even if you are away from home when the loss occur (e.g. on vacation).

If you have an expensive wedding/engagement ring set or other fine jewelry, you should know that most homeowner's policies only cover $1,000 worth of jewelry.  Consider extra coverage if the value of your jewelry exceeds this amount.

If you run a business from your home, most homeowner's insurance policies will cover only $2,500 worth of equipment.  Add up the replacement value of your PC, printer, fax, and any other equipment, and make sure you are covered.

For tips on how to reduce your premium, click over to Discounts.

 

Types of Coverage

Because condos are part of a larger building complex which is owned by someone else, a condo insurance policy is somewhat different than a homeowner's policy.

Condo insurance covers your personal property (like homeowner's and renter's insurance), and may or may not cover the real property of the condo unit.

Condo insurance also covers the cost of assessments should the condo building owner determine that all of the units need to be re-assessed.

<top>

What's Not Covered

Even though you may consider your ATV, RV, boat, snowmobile, or motorcycle your personal property, they are specifically excluded (as are all motorized vehicles except for your riding lawnmower) on your homeowner's insurance policy.   For information on or to receive quotes on these, click on the appropriate link:

ATVs   Motorcycles     RVs   Watercraft      Snowmobiles

<top>
  

 

Get a Personalized Condo Owner's Insurance Quote

Please note: Any information you submit is strictly confidential, and will not be shared with any other individuals or organizations.

Use the tab key to navigate within the form

Name
Mailing Address
City
 State     Zip
    
State that condo is located in (NH or VT)                      
Work Phone Home Phone
E-mail
Present Condo Insurance Company
 Expiration Date
Replacement value of contents
 Building Coverage
Legal Residence of Condominium (if different)
How Long at Present Address?
Number of claims in last 3 years?
Sq. Ft. of Condo, excluding garage and basement?
Year Condo was built?
Type Construction
1 story frame or stucco
1 1/2 story masonry veneer
2 story masonry
split level  
bi-level  
How can we reach you?
E-mail address 
Fax number 
Phone number    Best time to call AMPM

Please note that this does not constitute a binding agreement, but rather provides us with information that allows us to provide you with some options.  We make every attempt to contact you by the next business day.
 

 

 
   


Think Security   •   Think Peace of Mind   •    Think Geo. M. Stevens Insurance

GMS © 2006          Website by The Company Doctor