16 Ways to Lower
Your Insurance Premium
-
Increasing your deductible amounts
will lower your premium
-
Most insurance companies add a
processing fee if you make your payments monthly or quarterly,
so paying your premium annually can save you money
Different insurance
companies offer different discounts; however, most offer a discount
for:
-
responsible
youthful drivers (all those object lessons in responsibility
just paid off with our
NEW
20%
discount)
-
good credit scores (NEW
discount!
Contact us
to see if we can save you money)
-
insuring
both your home and your automobile
with the same insurance company
-
non-smokers
-
retirees
-
safe
drivers
-
a new or renovated home
-
installing deadbolt locks
-
having a fire
extinguisher in your home
-
smoke alarms
in your home
-
burglar
alarm that alerts local police department
-
fire alarm
that alerts local department
-
for storing your
motorcycle, snowmachine, or
watercraft part of the year ("lay up" clause)
-
using electronic
funds transfer (EFT) to pay your premium
Ask your
local insurance agent
about other discounts which vary by insurance company (for example,
one company offers a discount if your employer belongs to a local
chamber of commerce)