NH VT Renter Insurance Quote from Geo. M. Stevens Insurance

Your landlord's insurance policy for the property does not extend to your belongings if you are a renter. In order to get this protection, you will need a renter's insurance policy.

For tips on how to reduce your premium, click over to Discounts.

Types of Coverage

Your landlord's policy will cover the property and his/her liability. You will still want to cover your personal property and your liability. Let's say that you go out and leave the stove on, and an ensuing fire causes extensive damage to the entire building. You may be held liable to the landlord.

Renter's insurance is typically less expensive than homeowner's insurance because you are not insuring a building.

Personal property is covered even if you are away from home when the loss occur (e.g. on vacation).

If you have an expensive wedding/engagement ring set or other fine jewelry, you should know that most homeowner's policies only cover $1,000 worth of jewelry. Consider extra coverage if the value of your jewelry exceeds this amount.

If you run a business from your home, most homeowner's insurance policies will cover only $2,500 worth of equipment. Add up the replacement value of your PC, printer, fax, and any other equipment, and make sure you are covered.

<top>

What's Not Covered

Even though you may consider your ATV, RV, boat, snowmobile, or motorcycle your personal property, they are specifically excluded (as are all motorized vehicles except for your riding lawnmower) on your homeowner's insurance policy. For information on or to receive quotes on these, click on the appropriate link:

ATVs Motorcycles RVs Watercraft Snowmobiles

<top>

Get a Personalized Renter's Insurance Quote

Please note: Any information you submit is strictly confidential, and will not be shared with any other individuals or organizations.

Use the tab key to navigate within the form

General Information

Name

Address

City
State     Zip


State that residence is located in (NH or VT)

Work Phone Home Phone

E-mail

Present Home/Tenants Insurance Company
Expiration Date

Replacement value of contents

Occupation
How long at present job?

How long at present address?

Number of claims in last 3 years?

Year dwelling was built?

How can we reach you?

E-mail address

Fax number

Phone number   Best time to call AMPM

Please note that this does not constitute a binding agreement, but rather provides us with information that allows us to provide you with some options. We make every attempt to contact you by the next business day.

Click to Review Information Before Submitting

Think Security • Think Peace of Mind • Think Geo. M. Stevens Insurance